401K Calculator
Estimate future 401k balance growth with salary-based contributions, employer match, and retirement assumptions.
Unable to calculate the 401k projection with the current values.
401k projection:
About 401K Calculator
401K Calculator estimates how a retirement account may grow when you combine a current balance, salary-based contributions, and an employer match.
How To Use It
Enter the current account values first, then open More Options for retirement assumptions.
- Enter your age, salary, balance, contribution rate, and employer match details.
- Open More Options for retirement age, life expectancy, return, inflation, and salary growth.
- Click Calculate to review the projected balance, contribution totals, and withdrawal estimates.
Examples
-
Base scenario
Current Age: 30 Annual Salary: 70000 401(k) Balance: 30000 Contribution: 10%
-
Employer match planning
Employer Match: 50% Emp. Match Limit: 3% Result: estimate how much support the match adds over time
Finance Calculators
Other tools you might like
Estimate the end balance, gross interest, tax impact, and yearly schedule for a certificate of deposit or fixed-term savings account.
Estimate the monthly payment, total interest, upfront costs, and amortization schedule for an auto loan.
Estimate periodic payments, interest, fees, APR, and the yearly amortization schedule for a business loan.
Estimate real APR from loan amount, nominal interest rate, term, compounding, repayment frequency, and fees.
Project the future value of an annuity with a starting balance, regular additions, contribution timing, interest, and yearly balance schedule.
Calculate the monthly payment for a fixed-rate loan, review total interest, and browse the yearly amortization schedule in one place.